CM Punjab Meri Gari Scheme 2026 | Online Registration (New Method)

Published On: January 26, 2026

CM Punjab Meri Gari Scheme 2026 | Online Registration (New Method)

The CM Punjab Meri Gari Scheme 2026, launched by Chief Minister Maryam Nawaz Sharif, is a transformative public transport and self-employment initiative for the youth, students, and working women of Punjab. Beneficiaries can avail cars with subsidized markup of 6–8% and monthly installments starting from Rs. 25,000, making this the most accessible vehicle financing project in Pakistan.

Scheme Details – 2026

Feature	Details
Monthly Installment	Starts at Rs. 25,000
Down Payment	15–20% of vehicle value
Markup Rate	Subsidized (~6–8%)
Loan Tenure	3 to 7 years
Eligibility	Punjab Domicile Holders
Official Portal	azag.punjab.gov.pk

Who is Eligible?

Residency: Punjab resident with valid CNIC and Domicile.
Also readCM Punjab House Loan Scheme 2026 – Application Process Explained CM Punjab Meri Gari Scheme 2026 Opens: Own a Car on Rs. 25,000 Installments
Age Limit: 20–50 years.
Income: Minimum Rs. 30,000/month.
Credit History: Must have no bank defaults.
Special Quota: Female students, working women, and persons with disabilities.

How to Apply Online (Step-by-Step)

Visit the Portal: Official Punjab vehicle financing portal.
Account Registration: Enter CNIC and mobile number.
Choose Vehicle: Select New Car or Certified Used Car (≤3 years old).
Fill the Form: Employment, monthly income, residence info.
Upload Documents: CNIC, utility bill, income proof, passport-size photos.
Submit & Track: Save your Application Tracking ID for checking results later.

Required Documents

CNIC (Front & Back)
Income Proof (Salary Slip / 6-Month Bank Statement)
Utility Bill (Last 3 months)
Recent Passport-Size Photos
Driving License (Optional, recommended for faster approval)

Installment Plans & Self-Employment Opportunities

Flexible tenure: 3–7 years
Example: Vehicle worth Rs. 1.6 Million → 15% down payment → EMI ~ Rs. 25,000
Many beneficiaries use cars for ride-hailing (Careem/Bykea) or local transport businesses to cover EMIs and earn income

How to Track Application Status

Online Portal: Login with CNIC → check if “Under Review,” “Verified,” or “Approved”
SMS Alerts: Receive automated updates from official shortcode
e-Khidmat Centers: For manual verification or assistance with digital form

Conclusion

The CM Punjab Meri Gari Scheme 2026 offers affordable vehicle financing, self-employment opportunities, and transparent digital registration. Ensure your documents and income proof are accurate before applying. This is a life-changing opportunity for middle-class families in Punjab seeking personal transport or a small business startup.